> ## Documentation Index
> Fetch the complete documentation index at: https://docs.speedsignal.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Legal & disclaimer

> Speed Signal AI is screening and analytics software, not investment advice. The full disclaimer, plus links to Terms, Privacy, and the Refund Policy.

This page brings together the full disclaimer for Speed Signal AI and links to our legal documents. Read it before relying on anything the dashboard shows.

## Not investment advice

<Warning>
  Speed Signal AI is screening and analytics software provided for educational and informational purposes only. We are not a broker-dealer or a registered investment adviser, and nothing on our platform constitutes a recommendation to buy, sell, or hold any security. Scores and phases are data outputs, not trading signals or a buy list. Trading involves risk, including possible loss of principal, and past performance does not guarantee future results. Always consult a qualified financial advisor before making investment decisions.
</Warning>

## What Speed Signal AI is not

Speed Signal AI helps you organize market data and setup context. It does **not** recommend securities, timing, position size, or trade actions.

* It does not predict returns or tell you a move will continue.
* It does not tell you when to buy or sell, or how much.
* It does not replace your own research or a conversation with a qualified financial advisor.

## Methodology & data disclaimer

The methodology described throughout these docs is provided for transparency and educational purposes. Speed Signal AI is screening and analytics software, not a broker-dealer or investment adviser. Scores, phases, and screening results are data outputs and research candidates, not investment advice, recommendations, trading signals, or a buy list. Past performance of high-scoring stocks does not guarantee future results. Always conduct your own research and consult a qualified financial advisor.

<Info>
  Scores reflect **end-of-day** data and update once per day after the US close. Historical scores may differ from live scores due to data revisions, and earnings-data availability varies by ticker. The system is built for daily-timeframe setup detection.
</Info>

## Billing & merchant of record

**Speed Media Group LLC** is the merchant and seller of record for Speed Signal AI. Payments are processed securely by **Stripe**. Refund terms are covered in the [Refund Policy](https://speedsignal.com/refund.html), and billing questions can go to [support@speedsignal.com](mailto:support@speedsignal.com) or the live chat on the dashboard.

## Legal documents

<CardGroup cols={3}>
  <Card title="Terms of Service" icon="file-contract" href="https://speedsignal.com/terms.html">
    The agreement that governs your use of Speed Signal AI.
  </Card>

  <Card title="Privacy Policy" icon="shield-halved" href="https://speedsignal.com/privacy.html">
    What data we collect, how it's used, and how it's protected.
  </Card>

  <Card title="Refund Policy" icon="rotate-left" href="https://speedsignal.com/refund.html">
    The 14-day money-back guarantee and how refunds work.
  </Card>
</CardGroup>

Questions about billing, privacy, or coverage? Start with the [FAQ](/faq) or [Account & settings](/account-and-settings).